GROW YOUR FUTURE

Most young people have no real sense of how long a working career actually is. When I speak to high school students, I tell them something that always gets a reaction:

Your first paycheck is exciting — until you notice the number is smaller than you expected. That’s because the amount you earn and the amount you take home are not the same. Understanding the difference is one of the first steps toward financial independence. Here is a simple paycheck stub you might see for a 40‑hour week at $15 per hour: ---------------------------------------------------- PAYCHECK STUB --------------------------------------------------