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Money Basics
Fast and simple money lessons
Understanding Your Personal Credit Score
As you begin managing your own money, there’s a new concept you’ll start hearing about: your credit score. It sounds technical, but the idea is simple. A credit score is a number that represents how reliably you handle your financial responsibilities.
2 min read
Understanding Taxes and Deductions Withheld from a Paycheck
Your first paycheck is exciting — until you notice the number is smaller than you expected. That’s because the amount you earn and the amount you take home are not the same. Understanding the difference is one of the first steps toward financial independence. Here is a simple paycheck stub you might see for a 40‑hour week at $15 per hour: ---------------------------------------------------- PAYCHECK STUB --------------------------------------------------
2 min read
Opening and Managing a Checking Account
When you start earning money, one of the first steps toward managing it responsibly is opening a checking account. Keeping cash in a jar might sound simple, but it’s not safe or practical. A checking account gives you a secure place to store your money.
2 min read
That First Paycheck Changes Your Outlook on Everything
There’s something unforgettable about your first real job. It doesn’t matter whether you’re bagging groceries, scooping ice cream, working retail, or helping at a family business — that first job is the moment you begin earning your own money. And with it comes a quiet shift inside you: You’re creating a revenue stream.
2 min read
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